Our Qualifications



  • B.A., California State University of Sacramento
  • Personal Financial Planning Program, University of California, Davis Extension

Business Background:

  • Carbahal Olsen Financial Services Group LLC, Investment Advisor Representative, 1/10 to Present
  • Carbahal Olsen Financial Services Group LLC, Managing Partner, 1999 to present 
  • Securities America, Inc., Registered Representative, 1/09 to 6/11
  • Securities America Advisors, Inc., Investment Advisor Representative, 1/09 to 6/11
  • Brecek and Young Advisors, Inc., Registered Representative, 5/96 to 1/09

Minimum qualifications required for CERTIFIED FINANCIAL PLANNER™ certification:

  • Education:  Bachelor’s degree (or higher) from an accredited college or university, and complete an advanced college-level course of study addressing financial planning subject areas determined necessary by the CFP Board;
  • Experience:  Three years of full-time personal financial planning experience;
  • Continuing Education: 30 hours every two years;
  • Ethics: Agree to be bound by the CFP Board’s Standards of Professional Conduct, which outlines the ethical and practice standards for CFP® professionals;
  • Examination:  CFP® Certification Examination. .