CUSTOMER PRIVACY NOTICE. Carbahal Olsen Financial Services Group, LLC (“COFS”) is committed to safeguarding the confidential information of its clients.  COFS holds all nonpublic personal information (“Customer Information”) provided to the firm in the strictest confidence.  Except as required or permitted by law, COFS does not share Customer Information about its clients with nonaffiliated third parties.

INFORMATION WE COLLECT.  In connection with providing clients with investment management services, we may obtain information about them from the following sources:

DATA SECURITY.  COFS restricts access to Customer Information to those representatives and employees who need the information to perform their job responsibilities within the firm.  COFS maintains physical, electronic and procedural security measures that comply with federal or state standards to safeguard Customer Information about the client.

SHARING INFORMATION WITH NONAFFILIATED THIRD PARTIES.  To administer, manage and service customer accounts, process transactions and provide related services for our clients’ accounts, it is necessary for COFS to provide access to Customer Information within the firm and to nonaffiliated companies for reasons such as:

FORMER CLIENTS.  If the client closes an account with the firm, COFS will continue to operate in accordance with the principles stated in this notice. 

OPT OUT PROVISION. COFS does not disclose Customer Information to nonaffiliated third parties except as permitted or required by law (e. g., disclosures to service client accounts or to respond to subpoenas). If at any time in the future, it is necessary to disclose any Client Information in a way that is inconsistent with this policy, COFS will give its clients advance notice of the proposed disclosure so that they will have the opportunity to either opt-in or opt-out of such disclosure, as required by applicable law. Any questions regarding the safeguarding of our clients’ nonpublic personal and financial information, should be directed to COFS’s Chief Compliance Officer, Larry Olsen, by phone at (530) 758-4921 or in writing at 1107 Kennedy Place, Suite 4, Davis, CA 95616.

Privacy Notice, Version 5, Feb 21 2017