FAQs

Yes, unless detailed planning work has been done just prior to engaging Carbahal Olsen. We consider financial planning to be a core feature of our wealth management offering.  In order to support you at a high standard, it is critical that we understand your goals and objectives, but also specific financial information relevant to your planning objectives. In the long run, taking a more holistic approach to your finances allows us to align your investment plan to what is important to you.

Absolutely. Working with your professional team is critical to your financial plan’s success. Many of our clients look at us as quarterback or CFO of their financial team, making sure that the various parts work in a coordinated fashion.

No.  While the asset management services offered by Carbahal Olsen are provided on a “fee-only” basis the CFP® Board requires that we refer to ourselves as “fee-based”.  

This is because representatives of Carbahal Olsen may be separately licensed as insurance agents or brokers for one or more insurance companies.  In this capacity, they will be able to receive separate, yet customary compensation when they implement insurance product transactions on your behalf.  

Clients are not under any obligation to engage Carbahal Olsen representatives when considering implementing our recommendations.  The implementation of any or all insurance recommendations is solely at the discretion of our clients. 

No. Carbahal Olsen is not a custodian and therefore will not take custody of your assets. We have done research on the marketplace and have found Fidelity Investments has the comprehensive suite of services to meet the needs of our clients. We review these arrangements periodically to determine if other options are more appropriate.