Is Carbahal Olsen a “fee-only” financial advisor?
No. While the asset management services offered by Carbahal Olsen are provided on a “fee-only” basis the CFP® Board requires that we refer to ourselves as “fee-based”.
This is because representatives of Carbahal Olsen may be separately licensed as insurance agents or brokers for one or more insurance companies. In this capacity, they will be able to receive separate, yet customary compensation when they implement insurance product transactions on your behalf.
Clients are not under any obligation to engage Carbahal Olsen representatives when considering implementing our recommendations. The implementation of any or all insurance recommendations is solely at the discretion of our clients.